A Piece of Land Called Blackacre Is Subject to a Mortgage

A piece of land called Blackacre is subject to a mortgage in favour of Hal.The mortgage was created to secure a debt of $100 000 that Myriam owed to Hal.Myriam defaulted on the repayment of that debt.Blackacre is worth $250 000.Hal has announced that he intends to use the remedy of foreclosure.Because Myriam's default was negligent, a court would probably allow him to do so even if Myriam asked for an order for judicial sale instead.