As Used in the Context of a Mortgage, a "Prepayment

As used in the context of a mortgage, a "prepayment privilege"

A) means that the lender can demand repayment of the loan sooner than expected.
B) means that if the borrower misses a payment on the loan, the entire amount becomes due immediately.
C) is used to allow certain payments to be made without penalty.
D) arises in connection with an insurance contract.
E) is prohibited in many Canadian provinces.