Which of the Following Statements Is TRUE with Respect to Property

Which of the following statements is TRUE with respect to property insurance?

A) A benefit paid by an insurer to an insured is called a premium.
B) Property insurance is called third party coverage if one person buys insurance with respect to property that is owned by another person.
C) Property insurance is called first party coverage only if the insurer sold the policy to a human being, rather than a corporation.
D) A benefit may be paid under a property insurance policy even if the insured is entitled to sue a third party for causing the loss or damage in question.
E) Property insurance is available for real property, but not personal property.