Of the three agencies that have been created to promote residential housing,the only one that is an entity of the U.S.government is

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Ginnie Mae (Government National Mortgage Association) is the only one of the three agencies that is an entity of the U.S. government, while Fannie Mae and Freddie Mac are government-sponsored enterprises (GSEs) with a public-private partnership structure. Sallie Mae, on the other hand, is not related to residential housing but focuses on student loans.

Of the Three Agencies That Have Been Created to Promote