All of the Following Statements Accurately Describe a Managed Care

All of the following statements accurately describe a managed care plan EXCEPT:

A) the employee must select a primary care physician who serves as a gatekeeper.
B) employees must meet a high deductible before coverage takes effect.
C) under an HMO medical treatments are covered as long as they are provided by a physician designated in the plan.
D) under a PPO the employee pays a higher copay if the physician is not considered to be in network.
E) the plans generally limit how much the employee has to pay out of pocket for their medical costs.