If an Employer Offers an HDHP Which Has a Monthly

If an employer offers an HDHP which has a monthly premium of $400 and a deductible of $5000 and also offers a traditional health care plan that has a monthly premium of $800 and a $1000 deductible, what is the difference in the total annual cost (premium and deductible) to the employee and which plan should they choose?

A) $200; traditional health care plan
B) $400; traditional health care plan
C) $800; HDHP
D) $4000; HDHP
E) $4800; HDHP