A Patient Tells the Nurse, "I Have to Be Insured

A patient tells the nurse, "I have to be insured through a health maintenance organization (HMO) now. I don't understand what a health maintenance organization is." The best response by the nurse includes the information that

A) HMOs provide care in community settings, but hospitals are still used for acute care.
B) HMOs are designed to provide more cost-effective health care.
C) HMOs are better equipped to provide the care for aging patients.
D) HMOs are preferred by most consumers because the services offer more flexibility.