My health care insurance company puts small co-payment fees on drugs that many people use and much higher fees for experimental drugs that only rarely are needed by individuals on our health care insurance plan. My company is applying which ethical theory?

Question

Quizplus · Accepted Answer

The company is applying utilitarianism by prioritizing the majority's need for affordable medications over the minority's need for more expensive and less commonly used drugs. This decision aims to maximize overall benefit and minimize harm for the greatest number of individuals.

My Health Care Insurance Company Puts Small Co-Payment Fees on Drugs