A credit score measures the number of times a debtor has paid on time.

Name: A credit score measures the number of times a debtor has paid on time.
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While payment history is a factor that contributes to a credit score, a credit score is a numerical representation of a debtor's overall creditworthiness, taking into account factors such as credit utilization, length of credit history, types of credit used, and recent credit inquiries.

A Credit Score Measures the Number of Times a Debtor