Redlining
A) targets the underclass.
B) is legal.
C) gives government-subsidized loans to low-income families.
D) helps break the cycle of poverty.
E) promotes geographic literacy.

Question

Quizplus · Accepted Answer

Redlining is a discriminatory practice that involves denying services (such as banking, insurance, access to jobs, and even supermarkets) or increasing their cost to residents in certain areas based on racial or ethnic composition, rather than an individual's qualifications or creditworthiness. This practice historically targets the underclass, particularly in urban areas, contributing to economic and social disparities.