It Is Generally Thought That the Earnings Penalty Will

It is generally thought that the earnings penalty will:

A) only have an impact on the number of hours that younger workers are willing to work.
B) have a large negative impact on the number of hours that older workers are willing to work.
C) have an insignificant effect on the number of hours that older workers are willing to work.
D) cause older workers to retire from the labor force at an earlier age.