Which of the Following Statements Is Incorrect

Which of the following statements is incorrect?

A) Managers may be tempted to make decisions that are in their own best interests rather than shareholder interests.
B) Directors are responsible for making most of the bank's decisions regarding loans to customers, which encourages a loan department to extend loans with a very high concern for risk.
C) To prevent agency problems, some banks provide stock as compensation to managers.
D) The underlying goal behind the managerial policies of a bank is to maximize the wealth of the bank's shareholders