The Genetic Information Nondiscrimination Act (GINA) was enacted in 2008 to protect Americans from discrimination based on their genetic information. It prohibits health insurance companies and employers from using genetic information to discriminate against individuals in terms of employment or insurance coverage. Therefore, options B, C, and D are incorrect as they describe actions that are explicitly prohibited by GINA.

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GINA

Question 75

Multiple Choice

GINA:

A) protects Americans against discrimination based on genetic information
B) allows insurance companies to exclude people from coverage if they carry certain alleles
C) allows insurance companies to raise premiums on people who carry certain alleles
D) allows employers to refuse to hire a person who has a know higher probability of expressing a genetic disease than the average person in the population.

Correct Answer: