The main purpose of the Fair Debt Collection Practices Act is to ensure that creditors are always paid by debtors.

Question

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The main purpose of the Fair Debt Collection Practices Act is to protect consumers from abusive and unfair debt collection practices by debt collectors. It sets guidelines that debt collectors must follow, such as not contacting consumers at unreasonable times or using deceptive or harassing tactics. It also gives consumers the right to dispute debts and request validation of the debt.

The Main Purpose of the Fair Debt Collection Practices Act