Kirk receives an unsolicited credit card in the mail and tosses it on his desk. Without Kirk's permission, his roommate Leif uses the card to buy a new laptop for $1,800. Kirk is

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Kirk is not liable for any amount because he did not authorize the use of the credit card and did not agree to be responsible for any charges made on it. It was also unsolicited, which means that it was sent without request or approval from Kirk. In this scenario, the liability falls on the credit card company for issuing a card without proper verification and authorization from the recipient.

Kirk Receives an Unsolicited Credit Card in the Mail and Tosses