David is the secured party in a secured transaction with James,who is the debtor.The collateral is James's collection of baseball cards.David is in possession of the baseball cards.David leaves the cards on his kitchen table during a party and a guest spills beer on them and ruins them.David is

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As the secured party, David has a duty of reasonable care to protect and preserve the collateral (the baseball cards). Leaving them on the kitchen table during a party is not a reasonable action and can be seen as a breach of that duty. The fact that a guest ruined the cards does not necessarily absolve David of liability, as he should have taken more care to prevent such an incident from occurring.

David Is the Secured Party in a Secured Transaction with James,who