About one-third of the annual costs from automobile collisions are borne by the driver who causes the collision.

Question

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The costs from automobile collisions are not solely borne by the driver who causes the collision. Costs are distributed among insurance companies, government entities, and other drivers through increased insurance premiums, taxes for emergency response and road repairs, and personal expenses for uninsured losses. The specific distribution of costs varies widely depending on the circumstances of each collision, insurance coverage, and local laws.

About One-Third of the Annual Costs from Automobile Collisions Are