Among the costs frequently paid by debtors that are not included in the finance charge are recording fees and taxes.

Question

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Among the costs frequently paid by debtors which are not included in the finance charge are recording fees and taxes, such as a sales tax, which are not usually included in the listed selling price. These are items of a fixed nature, the proceeds of which do not go to a creditor.

Among the Costs Frequently Paid by Debtors That Are Not