According to the Fair Debt Collection Practices Act,a collector must only telephone a debtor before 8:00
A.M. or after 9:00 P.M. so as to not disturb the debtor while he or she is at work.

Question

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According to the Fair Debt Collection Practices Act, a collector cannot telephone a debtor before 8:00 A.M. or after 9:00 P.M. The collector cannot physically threaten the debtor.

According to the Fair Debt Collection Practices Act,a Collector Must