Infro IncIs a Major Lender

Infro Inc.is a major lender.It plans to include the zip codes of its customers as a major factor when offering loans.This allows Infro to reduce the amount of risk it takes by not providing loans in certain areas where property values are low.In this case,which of the following statements is true?

A) Before Infro implements its decision, it must obtain permission from the Federal Trade Commission to do so.
B) If Infro goes through with its decision, it is engaging in redlining.
C) The decision of Infro is legal under the provisions of the Equal Credit Opportunity Act.
D) Before Infro implements its decision, it must specify the minimum average property value a person must have before applying for a loan.
E) If Infro goes through with its decision, it is engaging in inclusionary zoning which is legal.