Case Brief 3.2 discusses the Supreme Court of Canada's decision in Non-Marine Underwriters,Lloyds of London v.Scalera.As a result of that decision

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The case established that liability insurance coverage may be excluded if the insured intentionally committed a tort, depending on the wording of the insurance policy. The other choices are incorrect. The case did not guarantee compensation to the plaintiff, did not eliminate liability insurance for torts against children, did not suggest that liability insurance always defeats tort law's deterrence function, and did not imply that sexual abuse never creates liability in tort.