Patrick Bought a Widget from Ishani

Patrick bought a widget from Ishani.The purchase price was $25 000.He paid by giving her a cheque for that amount that was drawn on his account at the Bank of Fundy.The cheque was made payable to Ishani.By coincidence,Ishani owes $25 000 to XYZ Inc.Which of the following statements is TRUE?

A) If Ishani negotiated the cheque to XYZ Inc,that company would be entitled to turn the cheque into a bearer instrument.
B) If Ishani negotiated the cheque to XYZ Inc,that company could not ask the Bank of Fundy to certify the cheque.
C) If Ishani wanted to negotiate the cheque to XYZ Inc,she would have to first have the cheque certified by the Bank of Fundy.
D) If Ishani negotiated the cheque to XYZ Inc,that company could receive payment from the Bank of Fundy only if it first provided consideration to Patrick.
E) Ishani can discharge her debt to XYZ Inc by simply delivering the cheque to the company.