A mortgage exists between Jonah and Marina with respect to a piece of property called Blackacre.The mortgage agreement contains a prepayment privilege.In normal circumstances,Jonah would want the inclusion of that clause if he is the mortgagor,but not if he is the mortgagee.

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A prepayment privilege allows the borrower (mortgagor) to pay off the mortgage early without penalty, which is beneficial for Jonah if he is the mortgagor. However, as a lender (mortgagee), Jonah would prefer not to have this clause, as it could reduce the interest income from the loan.

A Mortgage Exists Between Jonah and Marina with Respect to a Piece