What Was a Major Setback for Freedmen Trying to Obtain

What was a major setback for freedmen trying to obtain their own land during Reconstruction?

A) Very little land was available to purchase.
B) They were allowed to purchase land in only designated areas.
C) There were very few banks in the South to give them loans.
D) State law forbid them from owning land.
E) They did not have an understanding of what it took to run a farm,and many lost their land to foreclosure.