Britney Loses Her Campus Bank Access Card

Britney loses her Campus Bank access card. She realizes her loss the next day but waits a week to call the bank. Meanwhile,Drake finds and uses Britney's card to withdraw $3,000 from Britney'saccount.
-Refer to Fact Pattern 24-1. When Britney receives her Campus Bank statement,she demands that the bank investigate the matter and recredit his account. The bank

A) has no duty to investigate.
B) must investigate and,if the dispute is not resolved within ten days,recredit Britney'saccount (at least until the dispute is resolved) .
C) must investigate and immediately recredit Britney'saccount (at least until the dispute is resolved) .
D) must investigate but need not recredit Britney'saccount.