Bea writes a check for $100 drawn on Savers Credit Union and presents it to Timpani Jewelers for payment. If the check is not backed by sufficient funds, Bea may be prosecuted for
A) forgery.
B) fraud.
C) negligence.
D) none of the choices.

Question

Bea writes a check for $100 drawn on Savers Credit Union and presents it to Timpani Jewelers for payment. If the check is not backed by sufficient funds, Bea may be prosecuted for​
A) ​forgery.
B) ​fraud.
C) ​negligence.
D) ​none of the choices.

Quizplus · Accepted Answer

If Bea writes a check that is not backed by sufficient funds, it is considered check fraud, which is a criminal offense that could result in prosecution. Writing a bad check can also result in civil penalties and damages. Forgery refers to the act of falsifying a signature, which is not the case in this scenario. Negligence may be a factor if Bea did not exercise reasonable care in managing her finances, but it is not the primary issue at hand.

Bea Writes a Check for $100 Drawn on Savers Credit