Zeto Bank requires its customers to provide their customer identification number, their respective passwords, and a one-time password that is sent via SMS to their registered cell phone numbers to access the bank's online banking services. It is evident that Zeto Bank has adopted _____.
A) two-factor authorization
B) two-factor authentication
C) three-step authorization
D) three-step authentication

Question

Quizplus · Accepted Answer

Zeto Bank has adopted two-factor authentication, which requires customers to provide two out of three possible forms of identification. In this case, the customer identification number and password serve as one form, and the one-time password sent via SMS serves as the second form.

Zeto Bank Requires Its Customers to Provide Their Customer Identification