An insurance management tool to discourage policyholders from engaging in risky activities that make an insurance claim more likely is known as a/an ________.
A)screening
B)restrictive provision
C)deductible
D)coinsurance

Question

Quizplus · Accepted Answer

A restrictive provision is a clause in an insurance policy that limits coverage based on certain activities or behaviors of the policyholder. This discourages policyholders from engaging in risky activities that could lead to a claim, as they know that their coverage may be limited or denied if they do so. Screening, deductible, and coinsurance are not specifically designed to discourage risky behavior.

An Insurance Management Tool to Discourage Policyholders from Engaging in Risky