The nurse has just obtained the licence to practice and is determining whether individual malpractice insurance is necessary.Which of the following is the most important factor in the nurse's decision to carry malpractice insurance?

Question

Quizplus · Accepted Answer

Employment status and professional liability coverage are the most important factors in determining whether to carry individual malpractice insurance. It is important for the nurse to know what type of liability coverage is provided by their employer and whether it covers the individual nurse for claims arising out of their own negligence. If the nurse is not covered by the employer's liability coverage, it would be advisable for the nurse to purchase individual malpractice insurance. Working in a critical area of nursing where patients have higher morbidity and mortality rates may also increase the need for individual malpractice insurance, but it is not the most important factor. The nurse's knowledge level of Good Samaritan laws is important, but does not affect the need for individual malpractice insurance. The amount of malpractice insurance provided by the employer is also important, but not the most important factor in the nurse's decision.

The Nurse Has Just Obtained the Licence to Practice and Is