Which of the Following Statements About the Use of Risk-Based

Which of the following statements about the use of risk-based capital requirements is (are) true?
I.Insurers must have a certain amount of capital depending on the riskiness of their investments and insurance operations.
II.Insurers may be required to take certain actions depending on how much capital they have relative to their risk-based capital requirements.

A) I only
B) II only
C) both I and II
D) neither I nor II