The principle of utmost good faith is supported by all of the following legal doctrines EXCEPT

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All of the other choices (representations, warranty, and concealment) relate to the principle of utmost good faith, either by requiring that the insured provide full and accurate information (representations and warranty) or prohibiting the insured from concealing any material information (concealment). Subrogation, however, is a separate legal doctrine that allows an insurer to take legal action in the name of the insured in order to recover damages from a third party who caused the loss. While subrogation is related to insurance, it is not directly tied to the principle of utmost good faith.

The Principle of Utmost Good Faith Is Supported by All