Which of the following dividend options,sometimes called the "fifth dividend option," is not offered by all insurers that sell participating life insurance coverage?

Question

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Term insurance as a dividend option is not offered by all insurers that sell participating life insurance coverage. The other options (paid-up additions, reduction of premiums, and accumulation of dividends at interest) are commonly available choices for policyholders.

Which of the Following Dividend Options,sometimes Called the "Fifth Dividend