Which of the Following Statements About the Use of Interest-Adjusted

Which of the following statements about the use of interest-adjusted cost data for comparing life insurance policies is (are) true?
I.Using interest-adjusted cost data provides a more accurate measure of the cost of life insurance than is provided if the time value of money is ignored.
II.Its use is most appropriate in deciding between policies when the cost variation is very small.

A) I only
B) II only
C) both I and II
D) neither I nor II