The Affordable Care Act requires that most U.S. citizens and legal residents have qualifying health insurance or pay a financial penalty. This provision of the Affordable Care Act is known as the

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The individual mandate is the provision in the Affordable Care Act that requires most U.S. citizens and legal residents to have qualifying health insurance or pay a financial penalty. This provision was intended to encourage a larger pool of insured individuals, which would in turn help to control healthcare costs.

The Affordable Care Act Requires That Most U