The 2005 PAP states that the insurer has no duty to provide coverage if the insured fails to comply with certain listed duties. In practice, however, the insurer is only relieved of its duty to provide coverage if

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The 2005 PAP does state that the insurer has no duty to provide coverage if the insured fails to comply with certain listed duties. However, in practice, the insurer is only relieved of its duty if the failure to comply with the duties is prejudicial to the insurer. This means that if the insured's failure to comply with a listed duty does not have any negative impact on the insurer, the insurer cannot deny coverage. Therefore, option B is the best choice. The other options are incorrect as they are not relevant to the insurer's duty to provide coverage under the 2005 PAP.

The 2005 PAP States That the Insurer Has No Duty