Which of the following is a covered peril under the personal property coverage (Coverage C) of an unendorsed Homeowners 3 policy?

Question

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Personal property coverage (Coverage C) of an unendorsed Homeowners 3 policy typically covers perils such as fire, lightning, theft, windstorm, hail, and more. Out of the options given, only windstorm is a covered peril. Earthquake, nuclear radiation, and flood are typically excluded from standard homeowners policies and require separate endorsements or policies for coverage.

Which of the Following Is a Covered Peril Under the Personal