Reimbursement for spoilage of frozen food caused by failure of a refrigeration unit at a frozen foods processor can be covered under

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Equipment breakdown insurance provides coverage for losses resulting from the sudden and accidental breakdown of equipment such as refrigeration units. This coverage would apply to the spoilage of frozen food caused by such breakdowns. Extra expense insurance typically covers additional costs incurred to keep the business running in the event of a covered loss, and would not typically cover spoilage of goods. Builders risk insurance covers damage or loss to a building or structure during construction or renovation, and would not be applicable to this scenario. Difference in conditions insurance is a type of policy that fills gaps in coverage provided by other policies, and would not be directly applicable to this scenario. Therefore, the best choice for coverage of spoilage of frozen food caused by failure of a refrigeration unit at a frozen foods processor is equipment breakdown insurance.

Reimbursement for Spoilage of Frozen Food Caused by Failure of a Refrigeration