Most long-term disability polities do not provide replacement income until the employee completes a 180-day elimination period.

Question

Quizplus · Accepted Answer

Most long-term disability policies have an elimination period, which is the amount of time that must elapse after the disability occurs and before the benefit payments begin. The elimination period is typically 90 or 180 days, and the policyholder must wait until the end of the elimination period to begin receiving benefits. Therefore, most long-term disability policies do not provide replacement income until the employee completes a 180-day elimination period.

Most Long-Term Disability Polities Do Not Provide Replacement Income Until