If Ben Stewart has a checking account at First Bank:

Name: If Ben Stewart has a checking account at First Bank:
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Question

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The relationship between a bank and its customer is based primarily on their contractual agreement, which outlines the rights and responsibilities of each party. While Ben is a debtor to First Bank in the sense that he owes them money, the relationship is not defined solely by this fact. As a customer, Ben is not an agent of the bank.

If Ben Stewart Has a Checking Account at First Bank