The Fair Debt Collection Practices Act generally applies only to debt-collection agencies that regularly attempt to collect debts on someone else's behalf.

Question

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The Fair Debt Collection Practices Act (FDCPA) defines debt collectors as entities that regularly collect debts owed to others, which includes debt collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them. The provisions of the FDCPA generally do not apply to original creditors who are attempting to collect their own debts.

The Fair Debt Collection Practices Act Generally Applies Only to Debt-Collection