Although More Blacks Are Joining the Ranks of the Middle

Although more Blacks are joining the ranks of the middle class, it remains that they tend to have far fewer assets than do Whites. Why is this the case, according to your text?

A) Blacks are more likely to live in extended families.
B) Whites have a more difficult time obtaining a home mortgage loan from banks.
C) Homes in predominantly Black neighborhoods appreciate in value more rapidly than do homes in predominantly White neighborhoods.
D) Whites are more likely to draw upon the assets of their parents through a loan or inheritance.
E) Blacks are less likely to receive promotions on the job.