To the Extent a Bank Holds Excess Reserves,which of the Following

To the extent a bank holds excess reserves,which of the following is a consequence?

A) The simple money multiplier is smaller than it would be if only the required reserve were held.
B) The total amount of loans is larger than it would be if only the required reserve were held.
C) The simple money multiplier is larger than it would be if only the required reserve were held.
D) The total liabilities for an individual bank is larger than it would be if only the required reserve were held.
E) Total assets for an individual bank is smaller than it would be if only the required reserve were held.