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What Is the Purpose of a RAM (Reverse Annuity Mortgage)

Question 51

Multiple Choice

What is the purpose of a RAM (Reverse Annuity Mortgage) ?


A) to provide homeowners with a mortgage on a condominium
B) to enable home-owners to use their house to secure a loan from the bank
C) to ensure that older people obtain a fair price for their homes when they decide to sell
D) to ensure that retired older people do not lose their homes because of reduced post-retirement income

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