A public health nurse is counseling a client who is trying to determine if a health maintenance organization (HMO)or preferred provider organization (PPO)will provide the better health care coverage.One main difference between these two types of managed care arrangements is:

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The HMO is a provider arrangement whereby comprehensive care is provided to members for a fixed "per member per month" fee.A PPO uses predetermined rates for services to be delivered to members.HMOs have multiple models of delivery including the staff model,where physicians are HMO employees.PPOs provide financial incentives to encourage members to select PPO providers.

A Public Health Nurse Is Counseling a Client Who Is