Suzy Wants to Borrow Cash from Bruce

Suzy wants to borrow cash from Bruce. She offers him a security interest in her neighbor's diamond ring, which she has been told that she or her sister will receive after their neighbor passes away. Regarding Suzy's proposal, which of the following statements is true?

A) Bruce cannot take a security interest in the ring, because Suzy does not have rights to the collateral.
B) Bruce must have the ring in his possession or have a written agreement from Suzy describing the ring in order to obtain a security interest in it.
C) Suzy must not have legal rights to the ring if she is going to give Bruce a security interest.
D) Suzy must not give Bruce something of value as a security interest.