When an Older Adult Is Considering Long-Term Care Insurance (LTCI),which

When an older adult is considering long-term care insurance (LTCI) ,which is an important consideration?

A) Carefully scrutinize all exclusions before enrolling.
B) Apply at the oldest age possible for lower rates.
C) Avoid purchasing LTCI through a group policy.
D) Delay application until the government sponsors LTCI.