According to the textbook,what is the primary reason an owner would file a phony-theft loss claim?

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The primary reason an owner would file a phony-theft loss claim is both to avoid liability for some conduct that resulted from the use of the vehicle and to reduce their financial loss. This encompasses both avoiding legal or financial responsibility for actions involving the vehicle and mitigating monetary losses associated with the vehicle's value or associated costs.

According to the Textbook,what Is the Primary Reason an Owner