Zeto Bank, a national bank, requires its customers to provide their customer identification number, their respective passwords, and a one-time password that is sent via SMS to their registered cell phone numbers to access the bank's online banking services. It is evident that Zeto Bank has adopted _____.

Question

Quizplus · Accepted Answer

Zeto Bank has adopted two-factor authentication, as it requires two pieces of information (customer identification number, password) and a one-time password sent via SMS for accessing online banking services.

Zeto Bank, a National Bank, Requires Its Customers to Provide