Victoria Has a Huge Phobia of Spiders

Victoria has a huge phobia of spiders. Victoria is currently dating Joshua who owns a pet tarantula. Victoria refuses to even be in the same room as Joshua's tarantula. Joshua is trying to help Victoria overcome her fear of his tarantula.
-According to Martin Seligman,what is a likely explanation of Victoria's pathological fear of spiders

A) Evolution has programmed humans to readily acquire a fear of spiders.
B) When Victoria was young she was bitten by a spider and had a nasty allergic reaction.
C) Victoria does not really like Joshua and has paired the unpleasant feeling of being with him with the presence of the tarantula.
D) Through higher-order conditioning, Victoria has associated spiders with aversive feelings.