What is one of the two basic forms of account fraud?

Name: What is one of the two basic forms of account fraud?
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The misuse of a victim's existing account is one of the two basic forms of account fraud. The other basic form is the creation of a new fraudulent account using the victim's personal information. The misspelling of a victim's name or unlawful access to their computer may be a part of the fraud, but they are not the basic forms.

What Is One of the Two Basic Forms of Account